Any individual who is 16 years old to 59 years old. As for students, there is a special product called student personal accident insurance that covers students from elementary school to college.

Since the risk covered is the possibility of an accident happening to the insured, while the factor is dominated by the insured's activities, the premium is influenced by the insured's occupation.

• Class 1: People whose main occupation is in the office or often stay in the office.
• Group 2: People of class A who are often out on business or housewives.
• Group 3: People whose work requires tools or facilities to support their activities such as drivers, field officers, dentists.
• Class 4: People in high-risk occupations such as miners, divers.